Below are the 2 most recent journal entries recorded in insurancequote9's InsaneJournal:

Saturday, May 7th, 2011
9:38 am	Tip for Saving Money on Auto Insurance The cost of car insurance often goes unnoticed. Many people chalk it up as a fixed and unchangeable expense and do nothing to see if they can reduce it. They neglect to realize that they could save hundreds if not thousands of dollars every year by switching from one company to another. Car insurance rates vary greatly, depending on an individual's driving history, credit history, age, location, number of miles driven daily, auto they drive, and marital status. The formulas utilized to calculate rates also differ a great deal. So, what can a person do to be sure he is getting the best possible rate? What can he do to be certain he is not being taken to the cleaners? First, an individual should regularly seek out quotes from a variety of insurers. This practice will enable a person to keep up with changes in the industry and be aware of changes in how risky underwriters deem him to be. He can keep on top of things. Getting quotes on an annual basis should do the trick. It may be time consuming and rather difficult, but it can save hundreds per year and tens of thousands over a lifetime. Second, auto insurance quotes shoppers should be certain that they are receiving every possible discount. A few examples of discounts that often go unused include good student discounts, multiple car discounts, a reduction in premiums when auto and home insurance are packaged together, and safe driver discounts. Some companies even offer premium reductions to individuals for taking defensive driving classes. Third, individuals should see if they qualify for a group discount for being part of a large organization. Many employees of government entities and other employers qualify for discounts of 20% or more. AAA and other automobile association organizations also offer incredible deals on insurance. Switching from one auto insurer to another is one of the quickest and easiest ways to reduce monthly bills. It does require a bit of legwork. Individuals will have to spend some time on the phone and analyze their current coverages, but if they do, they can save a ton of money. (Comment on this)
9:37 am	There is a new concept in auto insurance that I only just learned of By Martin Monroe There is a new concept in auto insurance that I only just learned of. It’s an exciting new plan to pay as you drive for your auto insurance. This is a much different method of assessing the rates of a motorist’s auto insurance. The current system in place by and large for auto insurance in the United States of America generally offers little to no consideration when it comes to lower auto insurance rates for drivers that drive less miles overall. It is amazing how many systemic rules and regulations are in place, which encourage environmentally harmful practices. At last there appears to be a greater awareness that is now beginning to take place in the hearts and minds of at least some of those involved in the auto insurance industry. The regulatory function that the auto insurance industry has evolved into possessing can here be used for the betterment of society. I believe that the nations auto insurance companies should embrace this plan. It would encourage motorists to drive less, through lower yearly premiums on their auto insurance quotes rates for lower yearly mileage driven by them. It would be a very positive new system for determining rates in the world of auto insurance. Positive because that reduction of miles driven by motorists could save many lives lost in auto accidents. As if that were not enough, in addition to that, there are environmental benefits to this bold new concept in automobile insurance. The green house gas reduction achieved from the reduced driving of the penny pinching motorist could be most significant in the “good world war’ on the ravages caused by global warming. An ever-burgeoning population of disgruntled car insurance customers would be sure to adopt the new program. Those concerned about the environment also would be interested consumers. So when and where will this awesome new green automobile insurance be available? Unfortunately, for now and the foreseeable future, places few and far between. This is only a pilot program and there is a wind blowing to threaten that pilot light which is a flickering. This ill wind comes from the insurance powers that be. Their realization that the cost for the required equipment used to monitor so vast a network of motorists could be prohibitive. Some drivers also fear the possible invasion of privacy that the necessary monitoring equipment represents. Government subsidies could go a long way towards addressing the first concern. The second concern is a more thorny issue. (Comment on this)